Walmart is a large retail chain that offers many services to its customers, including ATMs. These machines allow you to make withdrawals and deposits, pay bills, and more. However, using an ATM outside of your bank’s network may come with a fee. In addition, you may also be limited to the amount of money you can withdraw at a Walmart ATM. Read on to learn more about these ATMs, what fees they charge, and how you can avoid them.
Walmart’s own ATMs are called MoneyCenter Express, and they have a MoneyPass logo on the side. These machines are generally located near the front of the store, and you can use them to make withdrawals and deposit checks. You can also find local banks’ ATMs in some locations around these MoneyCenter machines. However, you should always check with your local bank to see what their ATM fees are before using a non-Walmart ATM.
In addition to MoneyCenter ATMs, Walmart is now offering Bitcoin ATMs in select stores. The machines are being produced in partnership with Coinstar, the company behind the change-counting machines that can be found at some Walmart locations. Currently, about 200 Coinstar ATMs are serving as Bitcoin ATMs, which allow people to buy and sell Bitcoin for cash. Customers insert paper bills into the machine, and they receive a voucher that they can redeem on the Coinme website after passing a know-your-customer check.
The Walmart MoneyCard is a reloadable prepaid card that allows users to make purchases anywhere Visa or MasterCard debit cards are accepted, withdraw money from Walmart ATMs, and pay bills online. It is FDIC-insured up to $250,000 per cardholder and can be used as a debit or credit card. It is available in $2, $3, $5, $10, and $20 denominations.
If you’re planning to spend more than the $3,000 ATM limit at a Walmart MoneyCard ATM, you can visit your nearest bank or credit union and get additional cash from your checking account by presenting your ONE card and photo ID to a teller. This service is free for Direct Deposit customers, but it will cost others a $3 over-the-counter withdrawal fee from ONE.
Besides the aforementioned, Walmart has an extensive range of other financial services, including gift cards, layaway, and more. You can find out more about these services by visiting our articles on How to Buy Gift Cards at Walmart, Does Walmart Take Apple Pay, Does Walmart Cash Checks, and Does Walmart Have an OTC Card Eligible for Students. You can also read our tips on How to Avoid Overdrafting at Walmart, and find out what to do if you are late on your payments. The best way to save money is to avoid using an ATM, but when you must, these tips will help. Happy shopping!